Privacy Policy
Your privacy is our priority.
TWMC – The Wealth Management Centre
Privacy Policy
Last Updated: August 2026
Our Commitment to Your Privacy
TWMC – The Wealth Management Centre (“TWMC,” “we,” “us,” or “our”) is committed to protecting the privacy and confidentiality of the personal information entrusted to us.
Respecting your privacy is fundamental to our mission of helping Canadians make better financial decisions through education, planning, and ongoing guidance.
This Privacy Policy explains what personal information we collect, how we use it, how we protect it, and the choices available to you.
This policy applies to information collected through www.twmc.ca and through communications with TWMC by telephone, email, written correspondence, virtual meetings, and in-person meetings.
TWMC manages personal information in accordance with Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA) and other applicable privacy legislation.
1. No Client Relationship
Visiting our website, submitting a contact form, sending an email, or contacting TWMC does not by itself establish a client relationship, financial planning engagement, or advisory relationship.
A professional relationship begins only after both parties have agreed to proceed and any necessary engagement documentation has been completed.
2. Information We Collect
Depending on how you interact with TWMC, we may collect personal information in the following ways.
Information You Provide
When you contact us, you may voluntarily provide information such as:
- Your name
- Email address
- Telephone number
- Mailing address
- The contents of your inquiry
- Appointment requests
- Any other information you choose to provide
Information Collected Automatically
Like most websites, our website may automatically collect limited technical information through our website hosting provider and, where applicable, website analytics services.
This information may include:
- IP address
- Browser type
- Device type
- Operating system
- Pages visited
- Date and time of visits
- Referring website
This information helps us improve the performance, security, and usability of our website.
Information Shared During a Consultation
If you request a consultation, you may choose to share personal or financial information relevant to your circumstances.
We collect only the information reasonably necessary to respond to your inquiry or provide the services you request.
Please Do Not Submit Sensitive Information Through Our Website
For your protection, please do not send highly sensitive personal or financial information through our website contact form or by ordinary email.
Examples include:
- Social Insurance Numbers
- Banking or investment account numbers
- Medical information
- Tax returns
- Government-issued identification
- Insurance policy documents
If secure transmission of sensitive information becomes necessary, we will provide an appropriate method for doing so.
3. How We Use Your Information
We use personal information only for legitimate business purposes, including to:
- Respond to inquiries
- Schedule and prepare for meetings
- Provide financial planning services
- Improve our website and educational resources
- Maintain appropriate business records
- Comply with applicable legal, regulatory, and professional obligations
We do not sell, rent, or trade your personal information to third parties for marketing purposes.
4. Educational Information
The articles, planning guides, presentations, and other educational resources published by TWMC and the Beacon Initiative are provided for general educational purposes only.
They are not intended to provide individualized financial, legal, accounting, tax, or investment advice.
Every person’s circumstances are unique. Before making important financial decisions, you should seek professional advice appropriate to your own situation.
5. Newsletter and Email Communications
If you subscribe to receive educational articles, updates, or other communications from TWMC, we will use your email address only to send the communications you have requested.
These communications are governed by Canada’s Anti-Spam Legislation (CASL).
You may unsubscribe from educational or marketing communications at any time by using the unsubscribe link included in our emails or by contacting us directly.
Choosing not to receive educational communications will not prevent us from sending service-related communications necessary to respond to your inquiries or administer an existing client relationship.
6. Cookies and Website Technologies
Our website may use cookies and similar technologies to:
- Support essential website functionality
- Improve website performance
- Remember visitor preferences
- Better understand how visitors use our website
Cookies and similar technologies may collect technical information such as IP addresses, browser information, and device identifiers. Depending on the circumstances, this information may be considered personal information under applicable privacy legislation.
Most web browsers allow you to manage or disable cookies through your browser settings. Please note that disabling cookies may affect the functionality of certain portions of the website.
7. Third-Party Services
TWMC may use trusted third-party providers to help operate our website and business, including website hosting, email delivery, scheduling software, or website analytics.
These providers receive only the information reasonably necessary to perform their services and are expected to protect that information appropriately.
We do not permit third-party providers to use your personal information for their own marketing purposes.
If you choose to visit a third-party website through a link on our website (such as LinkedIn or Facebook), that website’s own privacy policy will apply.
Cross-Border Processing
Some technology providers supporting our website or communications may process or store information outside Canada.
Where this occurs, personal information may be subject to the laws of those jurisdictions.
TWMC takes reasonable steps to ensure that service providers appropriately safeguard personal information.
8. How Long We Retain Your Information
We retain personal information only for as long as reasonably necessary to fulfill the purposes described in this Privacy Policy or as required by applicable law.
Contact form inquiries that do not lead to an ongoing client relationship are generally retained only as long as reasonably necessary and are then securely deleted, subject to any applicable legal or regulatory requirements.
9. Your Privacy Rights
Subject to applicable privacy legislation, you have the right to:
- Know what personal information we hold about you
- Request access to your personal information
- Request correction of inaccurate or incomplete information
- Withdraw consent for the collection, use, or disclosure of your personal information where appropriate, subject to legal or contractual restrictions
Requests should be submitted in writing using the contact information below.
To protect your privacy, we may need to verify your identity before responding.
In certain circumstances, access may be limited where disclosure would reveal another person’s information or where legal, regulatory, or professional obligations prevent disclosure.
If you have concerns regarding our handling of your personal information, we encourage you to contact us so we can work to resolve the matter.
If you remain dissatisfied, you may contact the Office of the Privacy Commissioner of Canada.
10. Protecting Your Information
TWMC uses reasonable administrative, technical, and physical safeguards designed to protect personal information against unauthorized access, disclosure, misuse, alteration, or loss.
While we take reasonable precautions, no method of electronic transmission or storage can guarantee absolute security.
11. Privacy and Security Incidents
If we become aware of a privacy or security incident involving personal information, we will promptly investigate the matter, take appropriate steps to contain the incident, assess the potential impact, maintain records where required by law, and notify affected individuals and regulatory authorities where legally required.
12. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our business practices, technology, or legal obligations.
The most current version will always be available on this page and will display the date it was last updated.
13. Contact Us
If you have questions regarding this Privacy Policy or our privacy practices, please contact:
David B. Stiglick, BA
TWMC – The Wealth Management Centre
Financial Planning Through Life’s Transitions
Email: david@twmc.ca
Telephone: (705) 220-2347
Website: www.twmc.ca
Last Reviewed: August 2026
Errors and Omissions Excepted (E&OE)